If you drive for long enough, there is a good chance you will be involved in a crash. It can happen to even the most experienced and careful of drivers.
Understanding what to do if you have a collision will vastly increase your chances of getting the compensation you need. Part of that is knowing what to avoid saying. Here are three phrases that could jeopardize your chances of getting the total amount of compensation you need:
#1. “I’m sorry. I didn’t see you.”
While it might be true, you have just admitted fault for the crash (to a degree, at least). You give the other party’s insurer leads to work with. For example, did you not see the other vehicle or person because you were distracted? Or maybe it is because your eyesight is poor, and you should have been wearing glasses to drive.
#2. “I’m fine.”
Why are you claiming compensation if you are “fine?” If an insurer rings you and asks you how you are doing, never tell them you are OK or fine, even if that is how you feel. Avoid saying it immediately after the crash too. You may have injuries you are unaware of.
#3. “I accept.”
You will need to accept an offer of compensation at some point. Yet you should never do it before you get legal advice. Insurers may make an offer that sounds generous but could be much less than you need or could get.
Getting compensation after a vehicle crash is not as simple as it might sound. That’s why you should avoid doing it alone.