When the insurance company’s offer is too low

When you’ve been involved in an accident and your car has suffered from damage, the other driver’s insurance company should cover the costs of repairing or replacing your vehicle. There are times the offer may be too low, which can be frustrating and difficult to challenge. In this situation, you can turn it down and avoid agreeing to it. The insurance company may try to pressure or intimidate you to take it, but you have options.

Tactics to get a higher offer from an insurance company

First, consider the lowest amount of money you’ll accept. You can also request the driver’s policy limit, which is a set number that insurer can’t exceed. You also need to consider if you’re willing to go to court to obtain the compensation you feel you deserve because of the car accident. This can be a lengthy process and should be worth the difference that you’re seeking.

A legal professional may offer their assistance with negotiating the offer for a higher amount and see if the insurer agrees. An attorney may also help you settle out of court to make the process easier.

Who can you contact for legal assistance?

If you need assistance working with an insurance company, an attorney may inform you of your rights and review the evidence, which might make your case easier to present to the insurer or in court if you choose to pursue legal action. An attorney may represent you if you’ve suffered from a personal injury due to the accident or a wrongful death occurred.


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